Unique Financial Planning and Analysis advising services offered by us in Delhi, Mumbai and India. We employ top financial planners and consultants to help you find the best financial options.

Financial Planning/ Mutual Funds/ Investment - Advisor

Unique Financial Planning and Analysis advising services offered by us in Delhi, Mumbai and India. We employ top financial planners and consultants to help you find the best financial options.

Wednesday, 18 December 2013

What a financial planning calculator can reveal and much more explained!



Whenever we think about investing, we have a specific goal in mind. Our finances should be calculated so as to optimally meet those demands. This means that if you need money to fund your child’s trip next year, you can actually invest some spare money in a yearly fixed deposit and use the interest next year for the trip. However, if you were to invest that money in a 10 year bond that will give you returns once every 5 years, you won’t be able to fund the trip next year!

This is where a financial planning calculator helps. It helps you in determining how much amount on money can yield what kind of results. Obviously, when it comes to something such as buying shares or investing in a property, one can just estimate the returns looking at the market condition. However, you cannot calculate the exact results! Financial planningcompanies in india can offer you charts that have pre-calculated stats. The stats include the amount of time that you can invest for, and the rate of interest you will receive accordingly.

A financial calculator is important for other things apart from investments. It is a handy tool when you’ve to calculate your loan repayment! It will show you the amount of interest you have to pay at different rates of interest, for different tenures. And by varying even one of these variables, you can make significant changes to your repayment. Let’s see two of these in some more detail –

1.       Rate of interest: Rate of interest is the percentage of your loan amount that will go as fee for taking the loan. The rate of interest if varied by even a single percent can make a difference of lakhs of rupees every year! Try to get the lowest rates of interest.  

2.       Repayment tenure: Repayment tenure is the amount of time that you’ve taken the loan for. It usually depends upon how comfortable you are in repaying, and therefore you take the loan for that much amount of time. 

If you want more help, just Google My Financial Planner India!

10 comments:

  1. Hi.....................
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  2. What an outstanding idea! I am not the best concentrate on so this should come in useful finance calculator for a variety of aspects.

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  3. I have been visiting various blogs for financial planning company in india. I have found your blog to be quite useful. Keep updating your blog with valuable information... Regards

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