Unique Financial Planning and Analysis advising services offered by us in Delhi, Mumbai and India. We employ top financial planners and consultants to help you find the best financial options.

Financial Planning/ Mutual Funds/ Investment - Advisor

Unique Financial Planning and Analysis advising services offered by us in Delhi, Mumbai and India. We employ top financial planners and consultants to help you find the best financial options.

Sunday 10 November 2013

Unusual financial planning tips you haven’t thought about!

When people hear the term ‘financial planning’, they start thinking about filing income tax returns, sitting down with calculators to perform advanced computing tasks, and reading the offer documents of every financial planning firm. But after you read this, you will realize that you can plan out your finances in the simplest of manners by making minor adjustments in your day to day living! Let us look at some unusual ways in which you can bring your financial life on track –

·         Use public transit: Petroleum prices are rising at a massive rate. Comparatively, public transport such as local trains, metro, and AC buses are cheaper. You can save several thousands of bucks every month if you just cut down on your car traveling and instead choose to travel by public transport.

·         Use free calling apps: Cell phone bills constitute one of the major spending every month. These days, smart phones offer apps that can totally cut down your phone bills. You can make free calls, as well as text without paying a single penny. All you need to spend on is a basic internet plan! You can save several thousands of rupees per month by cutting down on your phone expenditure.

·         Replace old lights and other electrical appliances: Old lighting fixtures and appliances such as air conditioner and geyser can consume a lot of electricity. It is advisable to replace them than to continue using them. While some people often wonder that it is not worth it to spend money on new appliances, it is definitely cost effective in the long run.

·         Create alarms: There are various types of alarms that you should set namely credit card payment, phone bill payment, electricity bill payment etc. This will help you to pay the bills on time and avoid hefty penalties. Paying penalties is a totally unnecessary habit and shouldn't be inculcated. One would rather donate that money than to give it as a late fee!


While these are some homely remedies to save money and improve your financial health, if you want to invest money then you should invest with financial planning companies

9 comments:

  1. Would it be effective to get a financial planner to help support me? I make rash decisions and think it would be best to have someone to fall back on.

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  4. Tips stated here are very useful and one can go with the same. Its better to follow it first before making any decision for finance.

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  6. Awesome pointers!! Definitely needed to ground us now and then.

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  7. Very good article and thanks for sharing the informative tips about finance planning and good for money saving.

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  8. Thanks for the information... Financial planning is a good way to enhance and manage your financial/investment acts.
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  9. Thank you, for getting something new and saluting the irrationality of this story, hopefully it will be useful, so that this life is more useful and useful for others.
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